We meet people in this category fairly often, and the advice we give pretty well mirrors this article, but there are a few suggestions in here that I didn’t know about. There are cases where having no credit at all can be more challenging for a mortgage application than having bruised credit. People often ask…

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When you’re thinking about mortgage financing, you’re thinking about credit. When you think about credit, you’re probably thinking about the big things: auto loans on time, student loans on time, credit card balances low etc. Sometimes it’s easy to overlook the little things that can bite your credit score in the behind. Author Jennifer Lawinski points…

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An excellent article about the biggest credit score landmines to be aware of BEFORE you go house shopping. The bottom line is: if you haven’t spoken with a mortgage professional about getting pre-approved, do it NOW. Before you start making credit changes you think are right. If you have been pre-approved already, don’t do ANYTHING different than…

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